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If we find more energy, we'll be fine. A lot of ifs that...wont occur. So for all your words, you think... steven on: Key slaps down pension reform plan
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Auckland houses by the score 136 Talking up the TPP 23 Wednesday's Top 10 at 10 22 Gold's value 21 Retirement options outlined 14 Taxpayer spending 'even-handed' 13 Mighty River directors seek more 11 90 seconds at 9 am: Deficit inertia 11 LVRs 'to cut house sales 5%' 10 90 seconds at 9 am: Eerie calm 10
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However, it seems there the picture is being unnecessarily clouded by the implementation of macro-prudential regulations which are more about bank financial stability in a boom/bust residential property cycle.
To be fair, I have always regarded the threat of macro-prudential regulations on the banks as buying Governor Wheeler some time as he does not want to shove interest rates up too far ahead of US interest rates increasing and thus risk the Kiwi dollar skyrocketing again and killing off the export sector.
The impact of LVR limits or sectoral capital weights on the banks may slow up credit growth on the margin; harlem furniture however they are not a substitute for prudent monetary policy management through increasing the OCR.
While Governor Wheeler will be reasonably non-committal at this time, he will be aware that the pressure is mounting on the RBNZ to extricate themselves harlem furniture from the 2.5% OCR “emergency levels” put in place at the height of the GFC in March 2009.
· A TWI currency index well below RBNZ inflation forecast assumptions, thus tradable inflation tracking higher over the next 12 months. Non-tradable inflation remains high (think insurance premiums!).
· The swaps market anticipating growing one-sided “fixed rate paying” demand from banks off-laying their risk from